What is a four point inspection?
A four point inspection is an insurance specific inspection, often required in the state of Florida for homes thirty years or more in age (sometimes even less). Depending on your insurance company, some require that specific forms be utilized, but the documentation is very similar. The four point insurance inspection documents the major systems of the home: plumbing, heating/cooling, roof, and electrical systems. Your inspector will document via photos and a brief report describing the current condition of these systems. The insurance companies may utilize this report and other means to aid in the assessment of underwriting an insurance policy on the property.
Do you inspect the roof?
Yes. Southern Brothers and their inspectors will inspect the roof-covering materials, gutters, downspouts, vents, flashing, skylights, chimney, other roof penetrations, and the general structure of the roof from the readily accessible panels, doors, or stairs in the attic area.
Do you inspect the crawlspace?
Yes. Southern Brothers and their inspectors will inspect the foundation, crawlspace, and building structure from all readily accessible areas of the crawl space. Any systems within the crawlspace, such as plumbing, electrical, and HVAC system components will also be reviewed according to the standards of practice.
How long does a home inspection take?
It depends on the size, age, and condition of the home. A typical inspection from Southern Brothers may require up to three hours of on-site inspecting, sometimes less. We do not cut any corners during our inspection, so if need be we will bring additional inspectors to ensure we don’t inconvenience any parties by overstaying our welcome.
Can I be present for the inspection?
Yes. Southern Brothers always encourages our clients to attend the inspection if they are able. Attendance during the entire inspection is not necessary as the process can be lengthy and physically challenging. We typically encourage clients to arrive during the second hour of their inspection appointment time, in order to review the inspector’s findings from the inspection.
What do I need to do to prepare for my home inspection?
Watch this video to find out!